SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE
WHEREAS, on May 17, 2001, CARL G MCKENZIE, NOT STATED, executed a Deed of Trust to TRACE ROBBINS, as Trustee and, BENEFICIAL MORTAGE CO OF MISSISSIPPI, as Beneficiary, which Deed of Trust is on file and of record in the office of the Chancery Clerk of Clarke County, Mississippi, in Book 239, Page 316; having been modified in Loan Modification Agreement recorded on April 18, 2023, in Book 418, Page 161, Instrument Number 202300662 in the office of the Chancery Clerk of Clarke County, Mississippi; which Deed of Trust, as modified, has been duly transferred and assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST by assignment recorded on July 17, 2026, in Book 436, Page 568, Instrument Number 202601728 in the office of the Chancery Clerk of Clarke County, Mississippi; and
WHEREAS, default has occurred in the payment of the indebtedness secured by said deed(s) of trust, as modified, and U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS
OWNER TRUSTEE FOR RCAF ACQUISITION TRUST, as beneficiary, has authorized and instructed Padgett Law Group as substitute trustee to foreclose said deed(s) of trust, as modified, by advertisement and sale at public auction in accordance with the statutes made and provided therefor.
THEREFORE, notice is hereby given that pursuant to the power of sale contained in said deed(s) of trust and in accordance with the statutes made and provided therefor, the said deed(s) of trust, as modified, will be foreclosed and the property covered thereby and hereinafter described will be sold at public auction to the highest bidder for cash at the West Door of the Clarke County Courthouse in Quitman, Mississippi, and will sell within legal hours (being between the hours of 11:00 AM and 4:00 PM) on September 10, 2026, to satisfy the indebtedness now due under and secured by said deed(s) of trust, as modified.
Padgett Law Group will convey only such title as vested in it as Substituted Trustee. The premises to be sold are described as:
ALL THAT CERTAIN PROPERTY SITUATED IN THE COUNTY OF CLARKE AND STATE OF MISSISSIPPI, BEING MORE FULLY DESCRIBED IN A DEED DATED 12/30/1985 AND RECORDED 01/03/1986, AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, IN DEED VOLUME 121 AND PAGE 642 AND TAX MAP OR PARCEL NO. 089-25-4.02
THE PROPERTY SET FORTH IN DEED VOLUME 121 AT PAGE 642 IS MORE PARTICULARLY DESCRIBED AS:
COMMENCING AT POINT 730 FT EAST OF SW COR SE 1/4 SW 1/4 RUN N 187 FT THEN E 208.72 FT S 187.0 FT TH W 208.72 FT TO POB CONTAINING .9 ACRE, MORE OR LESS. BEING IN SEC 25 TOWNSHIP 3 NORTH RANGE 17 EAST.
The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due.
/s/ Jana Nye Manlove
August 11, 2026
Padgett Law Group
Substituted Trustee
5100 Poplar Avenue, Ste 2208 Memphis, TN
Phone: (850) 422-2520
Duly authorized to act in the premises by instrument recorded on 08/10/2026, in Instrument Number 202601966; of the records of the aforesaid county and state.
Clarke County Tribune – MS 08/20/2026, 08/27/2026, 09/03/2026
820/827/903
